Reputation, Respect, Result

Government Finance

We are able to obtain loans for Government projects through a European bank.
The conditions applicable to obtain financing for national projects are the following:

Amount required
No less than 500 Million USD
Term
20 years Grace Period 5 years
Loan percentage
Up to 100% of the project
Guarantee
Government guarantee
Payment
Six-monthly or yearly installments
Interest rate
Lower than the national interest rate
The agreement must be directly drawn up with government entities, and the project will be developed by a specialized company, which will be contacted by us.
NEWS… NEWS… NEWS…

We represent international banks, which are able to finance projects they consider important, including the tourism sector, through the following system:
• B.O.T

Financing of Humanitarian Project

Financing of humanitarian projects (without refunds): Ex. hospitals, schools, mosques and churches for additional information, please do not hesitate to contact us
Joint venture

We can finance any project through the major Egyptian Financial Institutions, provided that a joint venture is created between a European and an American company, as well as country from the Middle East. The Joint Venture will have to be formed on the basis of a proven social utility to the country, and in accordance with the existing resident legislations. Both companies must own a good track record.

Financing for tourism and other projects

Thanks to a well-established collaboration process with a network of European banks, we are able to offer you the following finance conditions:
Amount required No less than 100 Million USD Term
From 10 to 15 years
Period of grace
Initial construction phase
Financeable amount
50% of the total project value
Guarantee The international insurance policy covers up to 75% of the total project value, against the risk for the lack of payment Payment Six monthly or yearly installments, based on the terms of the agreement
Interest rate 0 % Your share Land, building specification, your 50% share
The European Bank requires a minimum of 25% of the total amount of the loan, to be proven by contracts, lab our, etc. Cruise ships Should you be interested in purchasing or renewing a cruise ship, but not able to cover the amount required for the down-payment due to the European bank, you have the possibility to establish a Joint Venture to assist you. We would like to remind you that, should your project be valued at 100 million USD, you will receive up to 50 Million USD from the bank.

Projects regarding construction, renewal and refurbishment will be taken into consideration in accordance with the cash flow submitted, and the building specifications. We can offer the following services through the assistance of an international bank:

1. Financing for any project, even in the tourism field, requesting not less than USD 100,000,000. All guarantees are acceptable, and eventually even a personal one. In this case the company should be a solid and quoted one, and should present a significant turnover.
2. For the first time we are able to offer you, through an international bank, advantageous financing for all your projects, even in the tourism area. Following is a list of the conditions required:
Amount Starting from 100 million USD Term
up to 7 years Grace period
up to 2 years Payments
every six months

Guarantee: any guarantee you can propose is acceptable,

Import and Export

• Advantage to Importers
• Import your products in any country – excluding the blacklisted ones
• Deferred payment up to 7 years with 1 year grace period (depending on goods and destination)
• No interest rate .
• Possibility to obtain an Insurance coverage for non-payment (financial risk), instead of a bank guarantee


WITHOUT A BANK GUARANTEE
• Exceptional advantages and conditions to exporters for goods from the U.S.A.: NO BANK GUARANTEE requested; we finance from 85% to up to 95% of the invoiced amount of the goods.
• Special terms will be applied to transactions carried out among the countries included in the following list, including financing up to 90% of the invoice.
All other destinations will be considered on a case-by-case basis: we will assist you in obtaining the best solution for your request, including guarantee coverage in case you are not able to provide it. Advantage to Exporters
• Immediate release of funds from us to your bank , upon submission of complete export documentation accepted by the importer
• Increase of your turnaround activity
• Insurance coverage for risks of insolvency from your client, with a minimum amount, based on the submission of documents
• Advantages to exporters of goods to Italy: immediate payment to the exporter directly from the lender, without the need of additional guarantees to the Italian purchaser
Most businessmen who import goods from foreign countries wish to get advantageous conditions in terms of deferred payments, as well as the possibility to close transactions without being obliged to present any bank guarantees or Letters of Credit

Now we can make this wish come true…How?
1. If you are an importer from the USA or Australia we can finance all your goods.
2. In case of importation into one of the 54 member countries: we represent an Arab bank, which is able to finance import-export transactions to and from one of the 54 member countries, without requesting any bank guarantee. Payments can be deferred up to a maximum of 10 years, with the first installments to be paid after 12 months, and the subsequent ones every 6 (six) months. If you are an importer from any country in the world, and you pay by L/C we can offer you advantageous deferred payments.
3. We can submit your documentation to the bank and to the insurance company we collaborate with, in order for you to get an authorization for importing activities, without the need for any guarantee. Of course the importation will be managed from the countries our banks are located in. This procedure will take about 6 months. In the meantime, your import transactions will have to be effected with a L/C, in order to prove the good quality of your business

Letter of Credit
If you are an importer from any country in the world and you are used to open a L/C at sight or a t a short term, we can offer you the following facilities:
1. Opening of L/C directly on one of the banks we collaborate with, where you can take advantage of deferred payments up to 7 years, first installment to be paid after 12 months, the other ones every six months. Interest rate of 5,5% per year will be fix for all the term. Your supplier will have the advantage of obtaining his credit immediately upon submission of the shipping documents, proving that the goods have already been shipped.
2. Immediate financing to meet your needs without requesting any particular documentation, but only a bank guarantee. Deferred payments up to 7 years, first instalment to be paid after 12 months, the other ones every six months.
3. L/G effected by your bank accepted as guarantee for financing only in case of commercial projects. If you are an exporter we can offer you the immediate payment of your invoice upon

submission of the shipping documents. Furthermore you can enjoy of pre-shipment transaction in order for you to purchase the raw materials you need. We can offer discount without asking for any guarantee concerning:
o Contracts between firms and government offices or ministers also for debts upon their acceptance

Financing Project

We can offer financing options through an American and/or Australian bank and act as their agents in Europe and in Middle East countries.

General conditions:

Amount requested: Not less than 100 Million USD
Term From 5 to 15 years
Grace Period: 5 year
Percentage Financed: Up to 90% of the total value of the project
Guarantee: Bank Guarantee
Payments: Every 6 months
Interest Rate: 0 %

American bank conditions:

All products and equipment’s needed to accomplish the project must arrive from United States of America, but there is a possibility to transfer from 15 to 20% of the amount requested for financing, in order for you to purchase domestic goods. Furthermore, the American bank is able to cover consultancy fees of offices engaged for the accomplishment of the design of the project by up to 15%. Conditions:

• The countries of origin of all exported goods must be either the USA or Australia
• Possibility to obtain financing for domestic products up to 15% of the total cost of the project
• Possibility to obtain financing for up to 15% of the feasibility study, terms and conditions of the project effected by professional offices in the USA and Australia.

Thanks to our collaboration with European banks, and in cooperation with international companies specialised in the insurance sector (government companies), we were able to reach the following agreement: The possibility to finance all kinds of national, industrial, commercial and tourism projects, under the condition that the development of the project be carried out by a construction company belonging to the same country of the insurance company.

Conditions:

Amount
From US$ 100 Millions up to no maximumTenor
Up to 15 years Grace period
Up to 2 years Project coverage
Up to 90% of the total amount required
Instalment Six-monthly Interest rate 0% Guarantee

Bank Guarantee

We are able to finance feasibility study. Drawings etc., under conditions that the project is interesting
We are pleased to propose you new products without erasing the old ones, so that you can have a wide choice. We are always looking for the best conditions for your advantage and that of your country.

Hotels, Resorts and Travel agents

We are pleased to offer you this special service, thanks to our collaboration with a European bank. No need to worry about non-payment risks by the European Tour Operator. How can we help you? The Tour Operator or the Travel Agency must be Italian or German. The advance payment of your invoice, which would normally have a six-month due payment, will be discounted to you by the European bank. Following are the required documents:

• A contract between you and the Tour Operator/Travel Agency.
• All the information about the European Tour Operator/Travel Agency.
The transfer of the debt from the Tour Operator/Travel Agency to the European bank against the immediate payment of the invoice in your favor.
• The acceptance of the Tour Operator/Travel Agency of the debt payment by the European bank.
• Your availability to draw a bill of exchange to the Tour Operator/Travel Agency for the discount of your invoices
This procedure represents a solution to a considerable problem for all those people working in the tourism area. Now the non-payment risks are transferred to the European bank. In order to start direct collaboration, please do not hesitate to contact us.

Fast Finance

Due to stop over in the market, many businessmen are presently facing high debts towards the banks they collaborate with, and they would like to cancel their debts in order to solve their critical situation, caused by higher and higher interest rates.
Today we are able to solve these problems…how? We can suggest you facilities for the pay-back of your debts, offering interesting installments at 0 % interest rate. But….. How it is possible to obtain such a loan?

1. Firstly it is compulsory to sign an agreement between you and your bank, in order to pay off your debts through an international loan.
2. A request to obtain an availed international promissory note will be effected to your bank.
3. Your bank should accept the conditions proposed for the loan transfer to itself in order to balance your debts.
4. The international loan will have a term floating between 5 and 7 years.
5. First installment will be paid after 12 months; the rest should be paid every months.
6. We will accept any type of bank: small – secondary – primary
This transaction will be effected by an international bank, after having directly contacted your bank. If your bank can accept the conditions mentioned above, then we urgently need the following information: name of your bank, telephone and fax number, and name of a manager. The data indicated above are necessary to allow the international bank to send an official offer to your bank. Should you need a quicker loan for other commercial transactions without being obliged to present specific documentation, with the possibility to get an international interest rate and payment facilities, we are able to provide you with a response from the European bank in 48 hours, upon notice of the possibility for your bank to support your international promissory notes. The whole transaction will take approximately one week to be accomplished. DO NOT THINK IT OVER ……IT IS A UNIQUE OPPORTUNITY

Debt Finance

We can finance debts and commitments towards your bank with long-term repayments at a low interest rate. We also take into consideration requests which are higher than your present debts, to enable your company to continue with its trade and business operations.
No Return Funds
We can fund projects of interesting nature in your home-country, against the payment of the bank interest only, accrued after one year from the date the financing is provided. Interests are 0 %No further payment is required.
This funding requires acceptance of Joint Ventures between the client and the entity introduced by the lender, the project must be of social utility for the local community, based upon the current legislation of the country in which the project will be carried out. Production Firm
We are able to assist firms involved in the clothing, shoes and furniture sectors, to produce their articles by taking advantage of temporary export activities. The raw materials will be sent to the industries specialized in your own fields (wherever it is possible to obtain lower costs for labor, electric energy, etc…,) to be manufactured and transformed into the finished product. A.F.I.D will follow-up on your activities by:
• Obtaining direct contact with local manufacturers
• Preparing Contracts
• Transporting and arranging accommodation
• Assisting in local personal demands Tourism Finance

We also represents some of the greatest Insurance Companies, rated as double AA or triple AAA, which can grant:
• Political risk
• Export financial risk (non-payment)
• Financial project risk (non-payment)
• Construction risk guarantee in case of late/non-completion of construction contracts

Joint Venture

• Loan Facilities for banks in emerging markets
• Discounting of Promissory Notes
• Discounting of Bills of Exchange
• Discounting of Letters of Credit
• Discounting of Letters of Guarantee
• Confirmation of Letters of Credit
• Pre-Import and Pre-Export Financing
• International Finance with Mortgage